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OpenAI launches ChatGPT Wallet, letting AI agents pay for purchases

By Thomson Reuters Nov 13, 2026 | 9:45 AM

Nov 13 (Reuters) – OpenAI said on Friday it has launched ChatGPT Wallet, which lets AI agents ​pay for purchases without ‌accessing users’ card details, with a security check required for every transaction.

Here are more details:

• The wallet has been built ‌in ​partnership with American ⁠Express, Mastercard and ⁠Visa, OpenAI said

• It will initially be available in the US to ChatGPT Pro subscribers aged 18 ​and older with eligible US-issued cards. It can be accessed ⁠through “dots”, the company’s ⁠always-on AI agents

• Users can ​review items, the total and the ​selected card before each purchase, then ‌approve it with a security check such as Face ID or a fingerprint scan

• The payment ⁠network will provide a payment token in place of the actual card details, so ⁠neither ‌the business nor the ⁠agent can see them, the ​company ‌said

• OpenAI expects users ​to eventually ⁠delegate purchases to agents within certain set parameters, such as spending limits, categories or time periods

(Reporting by Anzar Mehraj in Bengaluru; Editing by ​Jonathan Ananda)